Small business owners losing their business due to a critical ILLNESS.We can HELP.

That’s because 48% of businesses that fail, fail because of an unforeseen medical problem such as a critical illness.*

Medical issues can not only affect the owners of a business, but key employees as well.

Through our living benefits, you and your key employees can have access to additional protection as well as a wealth of

options that traditional life insurance doesn’t offer when used to fund a buy/sell agreement. Our new type of life insurance

allows you to access your death benefit while living if you experience a terminal, chronic or critical illness—even if you

experience a heart attack, cancer, stroke, ALS, major organ transplant, the inability to perform 2 out of 6 activities of daily

living (toileting, transferring, bathing, eating, etc.) and many other ailments.

losing their business due to a critical illness.

The greatest threat

to a small business owner is...

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Now, you could have more than traditional “Death Insurance.” You could have a policy that can be used for key

person policies and/or an option to fund buy/sell agreements. Our living benefits are included at no additional premium

cost on Term, Universal Life or Index Universal Life insurance policies.

We offer more than death insurance; we offer life insurance for life.

To learn more, contact us today

*Critical Illness Insurance 101 by Mark Goldstein, 2010

LIFE INSURANCE

FOR LIFE

ACCUMULATED

CASH VALUE

(UL policies only)

DEATH

BENEFIT

CRITICAL

ILLNESS

CHRONIC

ILLNESS

TERMINAL

ILLNESS